So as some of you all know, I do not like to spend money on unnecessary things and I’m finding more things to be unnecessary expenses that I don’t need. So I would like to share some things I no longer spend my hard earned coins on in hopes that it can also help those of you that are looking for more ways to save as well. So, here we go.
Hair Products — this one took me a while to finally get. I was a product junkie and guess what? I finally realized that there is no magic product to make my hair do whatever I thought it was supposed to do based off the claims from some of these companies. When it all comes down to it, it’s about how I care for my hair and less about the products I put in it. Some people swear by certain products and that’s ok but it’s not for me, therefore, bye bye to the expensive products I’ve bought. The only thing that was changing was the dollars in my pocket and I mean that literally. Dollars were turning into cents, smh!
Bottled water — So this one is actually a toss up and some people prefer it and that’s fine. I actually don’t buy it for myself but my daughter drinks it so I buy it for her. I have a filter on my refrigerator and that is where I get my water to drink from. Now sometimes if you’re out it might be ok to have, but, I’m home most times so I just drink from the fridge and I’m good with that. Besides I can always put water in a bottle from my fridge too when I’m going out.
Phone chargers — This one sounds really weird, I know, but check it out; I used to go through a lot of chargers every year until I learned why they would go out and what to do to fix it. My chargers would act up after moving them around too much, what I mean by this is that I would bring my one and only charger from the house to the car to work and anywhere else I would have to go, even letting my daughter borrow it and after so much plugging in and plugging out and going back and forth it wouldn’t work. One day I bought one for home, one for the car and one for work and they stayed at each of these places. I also bought my daughter her own so she doesn’t need to borrow mine.
Car loan interest — I have bought my last few cars brand new and I haven’t always received the interest rate I wanted to when first getting the loan but about three to six months into the loan it’s good to refinance to get a cheaper interest rate and save the money you would have otherwise spent on the initial interest rate over the period of the loan.
In season or new items — I don’t buy the “latest” of anything, I never really have. I wait until the season is over to buy something I may have wanted to buy because chances are it’s going for a better price now that it’s novelty of “newness” has worn off. I do this with just about everything, except food, of course.
So ladies, the next time you get that bonus check or overtime money you worked so hard for, try to save it and put it to good use. I hope this list helps you spend your coins more wisely.
Every find yourself rolling around in sunflowers, walking across a rainbow and singing in the rain (aka having an absolutely amazing day) and then suddenly you start to feel swelling/a sore on a targeted spot of your face. Instantly your annoyed because you know that more than likely it’s a sign of a pimple developing. I don’t know about you but for me it’s one of the worst feelings ever. I get to feeling like I’ve immediately turned into a beast.
I always figured acne was something you only had to deal with as an adolescent and since I didn’t have those issues during that time of life I figured I completely avoided acne all together. No one told me that once I had a kid I’d be looking for ways to avoid a pimple every other week, but here I am currently trying to get rid of the three on my face. They tend to have their favorite spots, which are on both my cheeks and sometimes on my forehead.
The cause of my pimples are usually the following:
Oily face (my face is usually dry but once it becomes oily a pimple quickly forms.)
Once I notice pimples this is the routine I use to get rid of them as fast as possible (I need to start doing it the moment I feel one coming). Noting that I am no expert when it comes to skin-care, I just do what works for me.
Wash my face with warm water
Apply Neutrogena face wash.
Wash off face wash
I then use a Shea sugar scrub by Tree Hut called Moroccan Rose. I rub softly in a circular motion. I like to use this scrub because I have a really dry face and it helps with all the dead skin.
After washing off the scrub I apply my Freeman peel off mask. My favorite is the Cucumber but I also use the green tea gel mask and the black charcoal.
Once I peel off mask, I rinse my face with warm water.
Stress, oh how I’m always stressed and over the smallest things. It most likely started in college, since that’s when I was hit with a taste of adulting. There was no more turning to mommy and daddy, except for the small things and even that was a stretch. Stress really didn’t start to effect me until I got pregnant and started to wonder how I was going to pay for everything. Money has probably always been my biggest trigger. I’m great with budgeting but it’s the one thing I’ve always worried about no matter how much or how little I have. Still some how I manage to get by.
Some may wonder, how do you know if you are going through stress? Well, below I’ll give you a few signs of stress then I’ll give you some tips to relieve it. But first, you should know stress can come in four forms; cognitive, physical, emotional and behavioral. I will list a few from each category.
Over the weekend, 10/20/2018, I had my first official book signing for my books, “The Diary of She” and “The Diary of She – Vol.II” I only had little less than a month to plan and let me tell you, I wanted to call the whole thing off. From finding the perfect kid-friendly venue to making sure I got all my materials on time, I was already stressed/exhausted. BUT through all the wanting to quit I can say I was happy with the final outcome of it all. Not only did my guest have a wonderful time but as busy as I was I did as well.
For those that are looking to have their own book signing I want to give you a little advice.
I got the chance to be a guest blogger on Sasha Ravae‘s Blog Talk. Sasha is an author/editor as well as the Founder & CEO of Black Eden Publications. Her blog focuses on giving tips to up & coming and established writers.
Go check out my article and you may want to pick up a few books for yourself well you’re looking around.